Vol. 8 No. 1 (2022): FINANCE AND BANKING
Issue Articles

Bank asset-liability management – in case of Uzbekistan

PDF (Oʻzbekcha)
  • Absalamov Akram Tolliboevich,
  • Majidov Mirzohid Amriddinovich
Absalamov Akram Tolliboevich
Banking and Finance Academy of the Republic of Uzbekistan
Bio
Majidov Mirzohid Amriddinovich
Banking and Finance Academy of the Republic of Uzbekistan
Bio

Published 2022-10-01

Keywords

  • commercial bank, liabilities, assets, deposit, loan, money market..

How to Cite

Absalamov , A., & Majidov, M. (2022). Bank asset-liability management – in case of Uzbekistan. FINANCE AND BANKING, 8(1), 123–132. Retrieved from https://journal.bfa.uz/index.php/bfaj/article/view/88

Abstract

The scientific article describes ways of effective use of liabilities in commercial banks of the Republic of Uzbekistan. In particular, on the example of JSB Ipotekabank, its role in the banking system and the circumstances of attracting financial resources were studied. In particular, as a result of the transformation processes carried out in the banking system of our country, it was found that the liabilities and capitals of commercial banks have been growing at a high rate in recent years. However, the fact that the ratio of loans to deposits in state owned banks is close to three times, these banks rely on cheap resources of various funds, but this leads to problems in attracting resources and adapting to competition based on market principles.

 

PDF (Oʻzbekcha)

References

  1. Ўзбекистoн Республикaсининг “Ўзбекистoн Республикaси Мaркaзий бaнки тўғрисидa”ги ЎРҚ-582 Қoнуни, 2019 йил 11 нoябрь.
  2. Ўзбекистoн Республикaсининг “Бaнклaр вa бaнк фaoлияти тўғрисидa”ги ЎРҚ-580 Қoнуни, 2019 йил 7 нoябрь.
  3. Ўзбекистoн Республикaси Президентининг 2022 йил 28 январдаги “2022- 2026 йилларга мўлжалланган янги Ўзбекистоннинг Тараққиёт стратегияси тўғрисида”ги ПФ-60-сoнли Фaрмoни.
  4. Ўзбекистoн Республикaси Президентининг 2020 йил 12 мaйдaги “2020-2025 йиллaргa мўлжaллaнгaн Ўзбекистoн Республикaсининг бaнк тизимини ислoҳ қилиш стрaтегияси тўғрисидa”ги ПФ-5992-сoнли Фaрмoни.
  5. Абдуллаева Ш.З. (2007). Пул, кредит ва банклар.-Т.: ”Молия”.
  6. Abbas F., Iqbal S., & Aziz B. (2019). The impact of bank capital, bank liquidity and credit risk on profitability in postcrisis period: ‎ A comparative study of US and Asia. Cogent Economics & Finance, 7(1), 1605683.
  7. Batrancea, L. M. (2021). An Econometric Approach on Performance, Assets, and Liabilities in a Sample of Banks from Europe, Israel, United States of America, and Canada. Mathematics, 9(24), 3178.
  8. Berrospide, J. M., & Edge, R. M. (2019). The Effects of Bank Capital Buffers on Bank Lending and Firm Activity: What Can We Learn from Five Years of Stress-Test Results?
  9. Fatone, L., & Mariani, F. (2019). An assets-liabilities dynamical model of banking system and systemic risk governance. arXiv preprint arXiv:1905.12431.
  10. Mendicino, C., Nikolov, K., Suarez, J., & Supera, D. (2020). Bank capital in the short and in the long run. Journal of Monetary Economics, 115, 64-79.
  11. Owusu, F. B., & Alhassan, A. L. (2021). Asset‐Liability Management and bank profitability: Statistical cost accounting analysis from an emerging market. International Journal of Finance & Economics, 26(1), 1488-1502.