Vol. 8 No. 1 (2022): FINANCE AND BANKING
Issue Articles

Bank loan portfolio management through diversification

Absalamov Akram Tolliboevich
Banking and Finance Academy of the Republic of Uzbekistan
Bio
Norbayeva Muxlisa Akram qizi
Tashkent State University of Economics
Bio
Azizov Oybek Rustamovich
Banking and Finance Academy of the Republic of Uzbekistan
Bio

Published 2022-10-01

Keywords

  • central bank, commercial bank, loan portfolio, deposit, balance sheet.

How to Cite

Absalamov , A., Norbayeva , M., & Azizov , O. (2022). Bank loan portfolio management through diversification. FINANCE AND BANKING, 8(1), 116–122. Retrieved from https://journal.bfa.uz/index.php/bfaj/article/view/86

Abstract

The credit portfolio of the banking system of Uzbekistan is analyzed in the scientific article. During the analysis, the activity of ATB Turonbank was studied. According to the results of the analysis, most of the credit portfolio of ATB Turonbank is occupied by private sector enterprises. Of course, we can see this as a work done in order to get high income for the bank. But the fact that a large part of the bank's loan portfolio belongs to one category of subjects increases the risks for the bank. Also, the amount of loans allocated to household individuals by ATB Turonbank has increased, but its weight in the loan portfolio is decreasing.

 

 

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