Vol. 11 No. 4 (2025): Finance and Banking
Issue Articles

OCHIQ BANK EKOTIZIMI VA FINTEX-STARTAPLAR RIVOJLANISHI: 2025-YILGACHA BO‘LGAN TENDENSIYALAR VA ISTIQBOLLAR

  • Elmurod Xoshimov,
  • Shohruh Abduvahobov
Elmurod Xoshimov
o`zbekiston Respublikasi Bank-moliya akademiyasi
Shohruh Abduvahobov
o`zbekiston Respublikasi Bank-moliya akademiyasi

Published 2026-01-13

Keywords

  • open banking, fintech startup, API, digital economy, financing, regulation, monetization, competitive environment.

How to Cite

Xoshimov, E., & Abduvahobov, S. (2026). OCHIQ BANK EKOTIZIMI VA FINTEX-STARTAPLAR RIVOJLANISHI: 2025-YILGACHA BO‘LGAN TENDENSIYALAR VA ISTIQBOLLAR. FINANCE AND BANKING, 11(4). Retrieved from https://journal.bfa.uz/index.php/bfaj/article/view/389

Abstract

The article analyzes the main development trends of the open banking ecosystem and fintech startup activities in the global market during the period 2018–2025. The financial aspects of open banking — including revenue models, market size, investment flows, API integration, and regulatory factors — are examined using a scientific and analytical approach. Based on statistical analysis, the paper reviews market growth, global funding, and API call dynamics, and proposes promising directions for Uzbekistan.

References

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