Vol. 11 No. 3 (2025): Finance and Banking
Issue Articles

ESG TAMOYILLARI ASOSIDA O‘ZBEKISTON TIJORAT BANKLARINING MOLIYAVIY BARQARORLIGINI MUSTAHKAMLASH: A

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  • Farrux Esanov
Farrux Esanov
O'zbekiston Respublikasi Bank-moliya Akademiyasi

Published 2025-09-19

Keywords

  • ESG, tijorat banklari, moliyaviy barqarorlik, yashil moliya, boshqaruv, O‘zbekiston, barqaror rivojlanish.

How to Cite

Esanov, F. (2025). ESG TAMOYILLARI ASOSIDA O‘ZBEKISTON TIJORAT BANKLARINING MOLIYAVIY BARQARORLIGINI MUSTAHKAMLASH: A. FINANCE AND BANKING, 11(3), 14–19. Retrieved from https://journal.bfa.uz/index.php/bfaj/article/view/341

Abstract

Mazkur maqolada tijorat banklari faoliyatiga Ekologik, Ijtimoiy va
Korporativ boshqaruv (ESG) tamoyillarini joriy etish jarayoni ularning
nafaqat moliyaviy foyda olishida, balki uzoq muddatli barqarorligini
ta’minlashda ham muhim omilga aylanmoqda. Ushbu tadqiqot ESG
tamoyillarining tijorat banklari moliyaviy barqarorligini
mustahkamlashdagi o‘rnini tahlil qiladi. Ikkinchi darajali tadqiqot usuli
asosida ilmiy maqolalar, xalqaro hisobotlar va bank amaliyoti tajribalari
o‘rganilib, rivojlangan hamda rivojlanayotgan mamlakatlar, jumladan,
O‘zbekiston misolida ESGning amaliy ahamiyati tahlil qilindi. Tadqiqot
natijalari ko‘rsatishicha, yashil kreditlash, moliyaviy inklyuziya va
samarali korporativ boshqaruv tashabbuslari banklarning nafaqat
rentabelligini, balki xalqaro obro‘-e’tiborini ham oshiradi. Shu bilan birga,
me’yoriy-huquqiy bo‘shliqlar, ESG mezonlaridagi nomutanosiblik va
“greenwashing” muammolari jiddiy to‘siqlar bo‘lib qolmoqda. Maqolada
O‘zbekiston tijorat banklari uchun ESG tamoyillarini amaliyotga chuqur
tatbiq etish bo‘yicha strategik tavsiyalar ilgari surilgan.

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