Vol. 11 No. 2 (2025): MOLIYA VA BANKISHI
Issue Articles

Bo‘ribayev Erkinjon Narbay o‘g‘l THE IMPORTANCE OF REGIONAL LENDING BY COMMERCIAL BANKS AND DEVELOPMENT OPPORTUNITIES: Gulistan State University

pdf (Oʻzbekcha)
  • Erkinjon Bo‘ribayev
Erkinjon Bo‘ribayev
Guliston davlat universiteti

Published 2025-06-27

Keywords

  • Central Bank, commercial bank, credit, infrastructure, investment, region.

How to Cite

Bo‘ribayev, E. (2025). Bo‘ribayev Erkinjon Narbay o‘g‘l THE IMPORTANCE OF REGIONAL LENDING BY COMMERCIAL BANKS AND DEVELOPMENT OPPORTUNITIES: Gulistan State University. FINANCE AND BANKING, 11(2), 27–30. Retrieved from https://journal.bfa.uz/index.php/bfaj/article/view/269

Abstract

This article analyzes the dynamics of loans allocated to various regions by the banking system of Uzbekistan. Based on the results of this analysis, regional development opportunities and methods of implementation are discussed. It emphasizes the need to diversify lending policies and implement targeted development programs tailored to the economic potential, infrastructure, and resources of each region. Additionally, conclusions have been formed regarding the attraction of multifaceted investments to eliminate disparities between regions and to expand their economic opportunities.

pdf (Oʻzbekcha)

References

  1. Ўзбекистон Республикаси Марказий банкининг статитистик бюллетини маълумотлари асосида муаллиф тмонидан келтирилди. www.cbu.uz
  2. Ўзбекистон Республикаси Президенти ҳузуридаги статистика агентлиги маълумотлари https://stat.uz/uz/
  3. Ўзбекистон Республикаси Марказий Банки. "Ўзбекистон банк тизимидаги кредитлаш динамикаси." 2024 йил. Веб-сайт: https://cbu.uz
  4. Хакетт, Р. (2020). "Иқтисодий ўсишда банк кредитларининг аҳамияти." Иқтисодиёт ва молия журнали. Тошкент.
  5. Доланова, С. (2021). Банк муассасаларининг кредитлаш амалиёти. Тошкент: Иқтисодиёт нашриёти.
  6. Абдуллаев, Х. (2019). Қарз олиш ва кредитлаш назарияси. Тошкент: Молия нашриёти. —Т.: Монография.
  7. Исомиддинов, Б. (2020). Тижорат банклари ва уларнинг иқтисодиётдаги ўрни. Тошкент: Банк тадқиқотлари маркази.
  8. Алимов, Р. (2018). Кредит муносабатлари ва иқтисодий самарадорлик. Тошкент: Иқтисодиёт фанлари журналиWorld Bank - Commercial Bank Lending Data. https://www.worldbank.org
  9. European Central Bank - Financial Integration in Europe. https://www.ecb.europa.eu